What is digital currency
The digital currency issued by my country's central bank is currency, exactly the same as the RMB. It has a national credit guarantee and is legal tender.
It's just that you got Mao Zedong's card before, but now you get the number "100 yuan". This number 100 is recorded in the central bank's database and cannot be forged by anyone. With this string of numbers, you can buy meat.
Alipay is just a tool. If you have no money yourself, download Alipay, you still have no money...
But in reality, both methods of use are similar: just tap on your phone.
Judging from the screenshots of the Agricultural Bank of China's internal testing, the digital currency has four major functions: scan code payment, remittance, collection and payment, and touch. We are familiar with the first three, and Alipay can also operate them.
According to reports, the "Touch and Touch" function allows you to pay by touching two mobile phones without being connected to the Internet. It seems impressive, but in fact, how much time a year is spent in a no-network environment...
In fact, the greatest significance of digital currency is not to replace WeChat Alipay, but to lay the foundation for promoting the internationalization of the RMB.
Will digital currency replace physical currency?
In the short term, digital currencies will not replace physical currencies.
At present, we are only preparing to pilot it, and it will take ten years to promote it.
Even promotions are a dual-track system, with physical currency and digital currency operating in parallel. The elderly and less developed areas use cash more. Wouldn’t it be chaotic to directly eliminate physical currency?
Will digital currency commemorative coins be issued?
Digital currency commemorative coins can be issued!
Digital currency can be seen as the sixth set of RMB, and it is also a leap across the ages. From paper to digital, call on the central bank to issue commemorative coins!
If we follow this idea, when it comes to the 30th or 50th anniversary of the issuance of digital currency, will even the commemorative coins be in the form of digital currency? Love playing games to collect medals?
标签： #Currency #Digital #Central Bank #Issuance #Entity
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