The review shows that currently blockchain electronic bills, blockchain electronic invoices, blockchain electronic prescriptions, blockchain insurance claims, etc. have been piloted in some cities.
He Baohong believes that blockchain has broad market application prospects, including supply chain finance, judicial certificate depository, people's livelihood fields, national governance, etc., all of which have broad prospects.
Gu Yanxi, founder of CBX Research Institute, which is engaged in blockchain research, said that he has recently been thinking about how to use blockchain technology to transform the film industry and achieve direct connections between filmmakers and consumers, thus bypassing cinemas and video website as much as possible. of intermediaries.
Lu Chengye, president of China Unicom, said that the natural digital expression of data owned by blockchain can be applied to digital assets, national sovereign digital currency and other fields. Some investment bankers also believe that once China turns digital currency into reality, it will have a disruptive impact on global financial investment and the development of Internet applications.
"The transparent, traceable, and non-tamperable characteristics of blockchain technology have greatly reduced the cost of social trust and improved social operating efficiency." Jiang Guofei said that in the future, blockchain will change people's production and life like mobile payment. Become the infrastructure of the digital economy. (Exceed)
Blockchain is ushering in unprecedented policy benefits in China and setting off a new development boom. However, the once-silent virtual currency speculation has resurfaced, and some people even dare to issue coins under the guise of the People's Bank of China.
Why does this happen? What is the relationship between blockchain and virtual currency issuance and speculation? China News Network interviewed experts and industry insiders for interpretation.
Recently, a website called "" falsely used the name of the People's Bank of China to launch a so-called "new encrypted electronic currency system", claiming that "the People's Bank of China does not directly issue DCEP to the society. The People's Bank of China" first exchanges DCEP to commercial banks or Other financial institutions. "Institutions, and then these institutions redeem it to the public..." DC/EP is a digital currency being developed by the People's Bank of China.
In response, the People's Bank of China issued an announcement on November 13 to clarify: The People's Bank of China has not issued legal digital currency (DC/EP), nor has it authorized any asset trading platform to conduct transactions. The People's Bank of China began researching fiat digital currencies in 2014 and is still in the process of research and testing. "DC/EP" or "DCEP" traded in the market is not a legal digital currency, and the launch time of legal digital currency published online is inaccurate.
The People's Bank of China stated that the so-called issuance of legal digital currency currently circulating on the Internet, as well as the behavior of individual institutions fraudulently using the name of the People's Bank of China to launch "DC/EP" or "DC/EP" for transactions on asset trading platforms, May involve fraud and pyramid schemes. The public should increase their awareness of risks, avoid being deceived, and prevent damage to their interests.
Why do some institutions dare to issue currency in the name of the People's Bank of China for speculation, but some people actually believe it? The reason behind this is that blockchain is known from Bitcoin. In the past few years, “get-rich-story” rumors triggered by investing in virtual currencies such as Bitcoin have swept the Internet, making many people aware of blockchain.
"This has led many people to misunderstand that blockchain is a virtual currency." said Hu Jiye, director of the Blockchain Financial Legal Research Center of China University of Political Science and Law.
Ultimately, due to the prevalence of various currency issuance and speculation activities, suspected illegal financial activities seriously disrupted the economic and financial order. In September 2017, the People's Bank of China, the Cyberspace Administration of China and other departments issued relevant announcements, defining token issuance and financing as "unapproved illegal public financing activities" and rectifying token issuance and speculation.
"Bitcoin and other virtual currencies are just an application of blockchain technology." said Jiang Guofei, vice president of Ant Financial and head of the technology laboratory. The value of blockchain does not lie in issuance or speculation, but in building trust and establishing collaboration to solve social problems.
Hu Jiye explained that blockchain is just a neutral technology, a technology based on distributed ledgers. Some criminals issue coins under the banner of blockchain and commit fraud under the guise of technology.
Because she was unclear about blockchain, Ms. Wang from Zhuhai recently started to learn about blockchain. She invested nearly 140,000 yuan in a financial management live broadcast room to buy a product called blockchain financial management, but later found out that it was a scam. Coincidentally, in August this year, "Bit Pig" was put on file for investigation by the Shanghai Pudong Internet Police. The platform is under the banner of “blockchain + pets = high profits”.
He Baohong, director of the Cloud Computing and Big Data Research Institute of the China Academy of Information and Communications Technology, reminded that blockchain, as a platform technology, can indeed issue coins. However, many of them are illegal fund-raising, pyramid schemes, fraud and other activities under the guise of blockchain. It is recommended not to follow the trend of investment and stay away from these scams under the banner of blockchain.
Chen Jiahe, chief strategist of Cinda Securities, evaluated virtual currency as a "standard financial bubble" in a research report.
"Although most virtual currencies claim that their issuance is limited and will not expand indefinitely," Chen Jiahe believes that virtual currencies are not real currencies and have neither national power endorsement nor actual use value, nor actual supply. Limitation, the price of virtual currency can only be reflected by the price that the next recipient is willing to pay.
A doctoral student majoring in finance at a certain university has been paying attention to and researching blockchain. He said that he visited many blockchain forums from 2017 to 2018. The most popular topics in many forums were not technical applications, but recommendations for various useful topics. A virtual currency with high potential returns, "the issuance and speculation of this kind of private currency is like 'eating people without spitting out bones'".
As the official clean-up and rectification of virtual currencies began in September 2017, China News Network reporters found that some people currently engaged in the virtual currency industry are very secretive about the industry and profession.
For example, Ms. Zhang, in 2017, under the influence of attractive salary, she chose to change jobs to join a company with a blockchain concept. Now when asked about her current work situation, she did not want to say more, "This industry is very sensitive. My identity makes it difficult for me to answer, so please understand."
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